As a user, I want to receive automated reminders when: - a bill is overdue - a bill is overdue and still pending approval - a bill requires my approval and i have not actioned on it

As a Mercoa user, I want to be able to send my vendor a virtual card pre-loaded with the amount I owe them

I want to map the custom roles from my users in Mercoa to a set of actions they can take. For example: viewers can only view invoices. Admins can create & view invoices, etc

As a developer, i want to offer my users the abilty to manually create & send an invoice for payment via a drop-in react component

As a user, I'd like to auto-generate and auto-approve an invoice for payment. This would help me keep track of recurring bills that I pay on a regular basis

As a platform, I'd like to offer my users the ability to send & settle funds to their vendors account on the same day they initiate the transaction (D+0 payment timing)

As a platform, I would like to offer my users net-term extension on specific invoices if the user qualifies. (think Ramp Flex but white-labeled)

If a user is paying multiple invoices with the same paymentSourceId and paymentDestinationId are scheduled for the same day, send one payment to cover them all.

Users want to access analytics and reporting on top of their AP data. Reports and dashboards they'd like to see: - AP Aging Reports - Vendor Reports - Payments reports

Call out Bank Holidays in an informational note when a user schedules a payment that overlaps w/ a bank holiday

As a platform, I'd like to offer my user the ability to consolidate & pay all of their invoices on one day of the month (in exchange for a fee)